What is Smartek?
Smartek builds AI-powered underwriting and operations platforms for insurers, reinsurers, MGAs and brokers — proven in live production before we ever bring them to market.
Smartek is an insurance technology company built at the intersection of insurance expertise and advanced technology. Smartek builds focused, working platforms for the hardest parts of insurance and reinsurance operations to modernise — broker submissions, underwriting workflow, automated pricing, and reporting.
What makes us different is where the technology came from. Our platforms were built inside a real, operating reinsurance business — under real deadlines, for real underwriters, processing real risk. We proved they worked before we ever thought about selling them.
Live, not theoretical
Risks managed in live production
Underwriters actively using the platform
Platforms live and in active use today
What we bring to market
Smartek InsureX
AI-assisted reinsurance underwriting and operations — the platform behind everything else we've built.
Smartek Takaful
Takaful underwriting and distribution with API-driven straight-through processing.
Smartek Connect
Real-time customer engagement and sales performance for insurance and financial services teams.
Smart Sat
Damage assessment, from above. Satellite imagery turned into a claims ready damage assessment. In progress, early access.
See what a live platform looks like
Most demos show you a concept. Ours shows you something already running.